Frequently Asked Questions


The name "Gold Awards" encompasses several different classes of awards; Gold, Platinum, Diamond, Presidents, and Multi-Year Awards. All originating officers of member companies are welcome and encouraged to participate. Credits and production must be accrued in calendar 2020 to be included in the next class of winners. Refer to the FAQ page for more details.

1. What are the minimum requirements to qualify?

- Minimum volume of $10M or 100 units closed during the current calendar year, while employed by
       an MBAG member company.
- 5 Gold Award "credits" (for more information about earning credits, see question #3)
- $100 Contribution to the Good Government Fund (GGF), MBAG's PAC.

2. How many credits do I need to qualify for the program?

Each loan officer must accrue 3 Education credits and 2 elective credits, for a total of 5 credits to be eligible for awards.

3. How do I earn education credits?

Education credits are earned by attending MBAG seminars, education events, convention classes, etc. Creditable events are held and publicized each year in advance. Ample opportunities are given to earn the required credits before the deadline.

Each of the local MBAG chapters should be providing educational opportunities throughout the year. The annual MBAG convention always features enough classes to achieve the 3 EC minimum, and often times more.

You may use education credits for all 5 credits, if desired.

4. How do I earn elective credits?

Elective credits can be earned in a variety of ways. Most commonly, originators are allowed to use any company-sponsored training that they have undergone throughout the same calendar year. Elective credits may also be earned by attending MBAG or AMBA chapter meetings, luncheons, and other official MBAG events. No more than 2 credits may come from elective credits.

5. How much does it cost?

Your enrollment is automatic when you attend education events for credit. Sessions are priced individually based on facilities, speakers, foodservice, and so forth. At present, MBAG education classes average $90 per session/ credit.

6. What about the GGF?

The GGF, or Good Government Fund, is MBAG's political action committee (PAC). Donations are made to candidates who support the interests of our industry. Each loan officer must contribute at least $100 to this fund each year in order to be eligible for Gold Awards recognition. This fee must be received before award status will be granted. 

7. What are the different levels of awards?

There are three basic levels of awards, based on volume:
Gold: $10M-$24.9M or 100 units
Platinum: $25M-$49.9M or 200 units
Diamond: $50M + or 400 units

Volume must be accrued during one year's production cycle (Jan.1-Dec.31), and must be verified by manager or senior loan officer. GAW credits must be accrued during the same 12-month period, as they do not carry over from year to year.

8. What do I get for being a Gold Award winner?

As a Gold Award winner, you will receive:
- A commemorative trophy for your office
- Photo and volume level published in the official Gold Awards program booklet
- Posting on the MBAG website for one year
- Esteem among your colleagues
*Note: Local chapters may have additional avenues of recognition.

9. I can't make it to Atlanta very often. Can my local seminars count for credit?

If you attend functions in chapters outside the Atlanta area, your local MBAG Chapter meetings may be counted for one credit each. Each chapter may also hold creditable functions throughout the year. Consult your local chapter's schedule for details.

Additionally, training seminars sponsored and/or required by your employer may be eligible for Gold Award credit.

10. How do I find out when my chapter meets?

MBAG Chapter information can be found on the Chapters tab at

11. I didn't receive a report card. Why not?

Anyone who completes education with MBAG in the calendar year will receive a "report card" showing which meetings or classes they attended and credits earned. If you did not attend MBAG education events (or attended but did not complete the entire program,) you will not receive a report card and are not eligible to participate for that year.

If you believe that you did complete MBAG education sessions, contact the association office so that we can investigate your situation.

12. What about the President's Award? Can I qualify for that too?

Eligible recipients may also qualify for this additional honor by completing the following 3 requirements:
1) Attend Lobby Day at the State Capitol building. (Typically held each February.)
2) Serve on (and actively participate in) the state-level Board of Governors or state-level
       committee (Local chapter Board of Governors if outside the Atlanta Metro area.)
3) Work one full day in service to the MBAG Foundation's (Lend-A-Hand) project for that year.
       (Local chapters may work in similar housing-related projects for this credit, subject to Board
       *Note: If no project is scheduled for the current year, you may make a $100 donation to the
        MBAG Foundation in lieu of participation.
All requirements subject to verification by MBAG. Presidents Award requirements are in addition to normal Gold Award requirements.

13. What is the "Rising Star" award?

This award recognizes newcomers in the industry. To achieve this status, the qualifying loan officer must not have begun as a loan officer more than 6 months prior to the calendar year. The volume requirements are somewhat lower for this award: $8M or 80 units. The other GAW requirements (5 credits, GGF contribution) are the same.

14. Do I have to be a member of MBAG to participate?

Yes. Only loan officers employed by MBAG-member companies are eligible for recognition in the Gold Awards program. MBAG memberships are company-wide; if your employing company is a member of MBAG, you are automatically a member too!

15. What if I change companies?

No worries. As long as you transfer to another MBAG-member company, your credits will follow you.

16. My question wasn't answered here. How can I ask it?

You can contact us at any time for any questions not answered here. Just send email to the association office, or contact us at 478-743-8612.